Credit Score

5 Tips for Finding the Lowest Car Loan Interest Rates

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Buying a car is exciting. But getting a loan with high interest? Not so much. That’s why knowing the 5 tips for finding the lowest car loan interest rates can save you thousands over the loan’s life. Interest rates vary based on several factors. Your credit score, loan term, and even the lender you choose … Read more

Are Student Loans Considered Debt When Getting a HELOC

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Applying for a home equity line of credit (HELOC) can feel overwhelming. Lenders check many factors before approval. One common question is: are student loans considered debt when getting a HELOC? The answer is yes. Student loans are part of your debt profile. They impact your eligibility, credit score, and borrowing limit. But how much … Read more